Every purchase gets a firm that actually shows up.
It’s 2026, and buying your first home still means faxed-feeling emails, office hours you have to take annual leave for, and a bill that turns up bigger than the quote. That gap between what a digitally-native first-home buyer expects and what most law firms deliver is the whole reason Kemba exists.
We didn’t think the fix was less law, or a cheaper law. We thought it was a better front door onto a proper firm: fixed pricing you know on day one, a dashboard that actually tells you what’s going on, and nothing that requires you to leave your desk. Here’s who’s actually doing the legal work.
Tim Grace, Director
“When you let a lawyer into one of the big moments of your life, that is not something to take for granted. My job is to see you and your situation clearly, and then get it done.”
Tim has spent fifteen years advising homeowners, business owners and investors, and leads the team at Point Legal, the regulated New Zealand law firm behind every Kemba purchase. He’s read the standard agreement a thousand times and run conditions across every kind of purchase, so nothing about yours takes the firm by surprise.
Kemba is how you reach the team: the dashboard, the reminders, the ID check on your phone. The legal work, from the first email to settlement day, is entirely theirs.
Why people trust Point Legal with this
Point Legal is a regulated New Zealand law firm with an audited trust account and professional indemnity insurance. Tim leads the team handling Kemba purchases.
If something's going to cost extra, you hear it from the team before it happens, not on the final invoice.
Fifteen years of first homes, tricky titles and deals that nearly fell over. Whatever you’re worried about, they’ve handled it before.
Kemba Limited builds and runs the technology. The legal work is carried out by Point Legal Limited, a New Zealand law firm directed by Tim Grace and regulated by the New Zealand Law Society.