Buying your first home comes with a pile of words nobody ever taught you. KiwiSaver withdrawals, LIM reports, going unconditional. Here are the plain-English versions, written by the people who do this for a living.
A conveyancer handles the legal side of buying a house: title checks, the contract, KiwiSaver, settlement. Here's what that means in plain English, for NZ first-home buyers.
Updated 11 June 2026The legal side of buying your first home in NZ, as a simple checklist: from getting your conveyancer sorted to picking up the keys. Free and FHB-friendly.
Updated 11 June 2026How to use KiwiSaver for your first home: who qualifies, how much you can take, and the 10 to 15 working day timeline that catches first-home buyers out.
Updated 11 June 2026The Sale & Purchase Agreement is the contract that buys your house. Here's what conditional vs unconditional means, the conditions to include, and when you're locked in.
Updated 11 June 2026Settlement day is when the money moves and the house becomes legally yours. Here's the order things happen in, who does what, and when you get the keys.
Updated 11 June 2026A LIM is the council's record of a property: consents, drainage, flood and contamination risk, rates. Here's what's in one, what it costs, and whether you need it.
Updated 11 June 2026Conveyancing in New Zealand typically costs $1,000 to $2,500 plus disbursements, but the quotes can be murky. Here's what you actually pay for, and why fixed pricing matters.
Updated 11 June 2026