A fixed-price property lawyerfor buying, selling or refinancing.

Your own qualified lawyer, start to finish. Call or message them whenever you need to. The price is agreed up front, and you won’t have to go into an office.

Buying a homeFrom the first read of the agreement to the day you get the keys.$2,500including GSTSelling a homeFrom the offer on the table to the money in your account.$2,000including GSTRefinancing your mortgageMoving your mortgage to a new bank, with the legal side handled.$1,000including GST
Get started→

Free first chat, by call or email. No obligation.

“We were buying and selling on the same day, with a bank, two agents and a lot of moving parts… everything happened when it was supposed to.”
Anna & Hayden, Auckland, bought and sold in 2026
NZ Law Society regulated·Audited trust account·NZ wide
Free first chat

Get started with a lawyer.

Ask about anything you’re not sure of: an offer, a sale, your bank’s paperwork, or what happens next. Tell us how to reach you and a qualified property lawyer will call or email you within one business day. There’s no obligation.

We’ll only use your details to get back to you about your property question.

One price. Here’s what’s in it.

Buying a home
$2,500
including GST, fixed

Already signed? Set up your file online.

What’s included

  • Your own NZ-qualified lawyer, start to finish
  • Sale and purchase agreement review
  • Title search and review
  • LIM reviewed and summarised in plain English
  • All dealings with your bank
  • All dealings with the vendor’s lawyer
  • Digital ID and AML checks
  • Settlement and registration
  • KiwiSaver withdrawal processing
  • Mortgage registration
  • Cross-lease and unit title work
  • Build contract and house-and-land package review
  • The Kemba guarantee: if a deal falls through, you still only pay once, at settlement

On top, from other people: the LIM itself, a builder’s report, a valuation, bank fees. Anything unusual, we’ll tell you before we start, along with what it costs.

How it works

  1. Have a free chat.Tell a lawyer what’s going on, by call or email. You’ll know if we can help and what it costs.
  2. Appoint Kemba.Accept our engagement letter online, which sets out what your lawyer will do and what it costs, and confirm your ID. Your lawyer starts from there.
  3. Your lawyer gets it done.They read the agreement, run your conditions and settle your purchase.
Who does the work

Your own lawyer, start to finish.

Tim Grace, Director, Point Legal, smilingTim Grace, leads Point Legal

Every Kemba client gets their own lawyer from Point Legal, a New Zealand law firm with an audited trust account and professional indemnity insurance. It’s the same person from your first conversation to the day it’s done, and you can call or message them whenever something’s on your mind.

Point Legal is led by Tim Grace, who has spent fifteen years advising homeowners, business owners and investors.

“When you let a lawyer into one of the big moments of your life, that is not something to take for granted. My job is to see you and your situation clearly, and then get it done.”

Tim Grace

If you’re buying

Get the contract checked before you sign.

Most people find a lawyer after they’ve signed, which is too late to change anything. Send it over, even unsigned, and a lawyer talks you through what to look out for. It’s free, and nothing here signs you up to anything.

Get my free review→

What’s different with Kemba.

Buying, selling or refinancing, your lawyer should make it easier, not harder.

Compared on
Kemba
A traditional firm
Who you deal with
✓Your own lawyer, by call or message.
×Whoever picks up reception.
Price
✓A fixed price including GST, agreed up front.
×Hourly billing. “We’ll send the invoice.”
Signing
✓On a video call with your lawyer.
×Drive in, find a park, sign in person.
If you’re buying and the deal falls through
✓We carry on with your next purchase. Still one fee.
×You still get the bill.

From people who got the keys.

“We were buying and selling on the same day, with a bank, two agents and a lot of moving parts. We always knew what we needed to do, and everything happened when it was supposed to.”
Anna & Hayden
Auckland · bought and sold in 2026
★★★★★
“Buying our first home was a big step for our family. The KiwiSaver, bank and paperwork could have been overwhelming, but every question was answered clearly and we always knew the next step. We felt looked after all the way to getting the keys.”
Nash & Jasmin
Auckland · first-home buyers, bought in 2026
★★★★★
“Our purchase got complicated fast. The price changed, settlement moved, and two banks had to line up. We could ask questions as they came up and always knew what needed to happen next. It all settled smoothly on the day.”
Ricky & Lindsay
Auckland · bought in 2026
★★★★★

If you’re buying: one fee, even if a deal falls through.

Things don’t always go to plan. Finance falls over, a building report comes back dodgy, someone changes their mind.

Once you’ve signed our engagement letter, you pay our fee once, when you settle. If a purchase falls through, we don’t charge you for the work we’ve done. When you find your next place, we pick your file back up and carry on. That covers you for twelve months, one purchase at a time. This one’s for buyers. Full terms are in the engagement letter.

A parent washing dishes while their child eats toast on the kitchen bench

Things people ask us.

How much does it cost?
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$2,500 to buy, $2,000 to sell and $1,000 to refinance, all including GST. It covers your own lawyer, start to finish. Other people’s costs, such as a LIM or bank fees, sit outside our fee, and we’ll tell you what to expect up front.
What if I’m buying and selling at the same time?
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Are you actually lawyers?
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Do I have to come into an office?
+
Do you cover my region?
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When should I talk to a lawyer about selling?
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Do I need a lawyer to refinance?
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Will refinancing cost me anything else?
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What happens if a purchase falls through?
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Wherever you’re at, start here.

Whether you’ve just had an offer come in or your new bank has sent the paperwork, tell us how to reach you and a lawyer will get in touch for a free chat.

A fixed price including GST if you go ahead. The first chat is free either way.

NZ Law Society regulated·Audited trust account·NZ wide
A family unpacking boxes on the floor of their new home with their dog